Home Loans
Home Loan for Professionals By Professionals
Whether you are looking for your first home or next home, we can help you find a flexible home loan that suits your needs, with support from our Loan Experts every step of the way.
It’s a big decision, so it’s good to have someone there to help you make the right one.
Buying a home is one of the biggest things you’ll do in life. We’re here to help you by making sure you have the info and options you need to find the finance solution you’re looking for the house you want.
Buying a home is one of the biggest things you’ll do in life. We’re here to help you by making sure you have the info and options you need to find the finance solution you’re looking for the house you want.
About Us
We Are Fully Dedicated To Support You
Buying your home is an exciting journey, but it can be hard to know where to start! After all, there are so many things to think about.
On top, you want best mortgage, the cheapest rate, you do not want to pay LMI – but do you really have time to do your own research? Do you really have skill to compare different loan offerings? Do you really want to sort out all paperwork and do follow up with lenders yourselves? I bet you simply do not have time to do all these yourselves.
In fact, most lenders and brokers do not have access or knowledge of special policy, which can provide professional applicants like you far more benefits when it comes to mortgage. This means, you may end of getting wrong
information, higher interest rate and paying thousands of
dollars in Lender’s Mortgage Insurance fee, which you did
not have to pay at all.
We specialises in working with professionals’ applicants like you all around Australia. We understand you are busy, and we value your time, so make your loan Journey – quick, easy, and rewarding with no hassle. We have process, system, skill, and experience to back this up.
Loan Choice, Thousands Saving in LMI and Fast Approval
As we have access to 40 plus lenders, we offer you loan choice, can save you thousands in LMI fee
and will fet your approval in few days, not in few weeks unlike other brokers
and will fet your approval in few days, not in few weeks unlike other brokers
At A Glance
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Free Service
40
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Different banks & Lenders to Compare
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Approval Rate
12
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Find out your best lending options
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95% LVR Borrowing
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$100k LMI Savings
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Discounted Interest Rate
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Fast Approval
Save Up to $100,000 LMI Fee
Medical &Allied Health
Borrow 95% LVR
pay no LMI
pay no LMI
Engineering
Borrow 95% LVR
pay no LMI
pay no LMI
Legal Professionals
Borrow 95% LVR
pay no LMI
pay no LMI
IT Professionals
Borrow 95% LVR
pay no LMI
pay no LMI
Nurses & Midwife
Borrow 90% LVR
pay no LMI
Essential Workers
Borrow 90% LVR
pay no LMI
Other Professionals
Borrow 85% LVR
pay no LMI
LMI Savings Calculator
This calculation is an estimate only.
LMI Waiver
Why Lenders can Waive LMI Fee ?
Lending is all about risks and managing associated risks of borrowers not paying their mortgage (i.e., default). So, if a lender sees certain professional occupation people are not defaulting their mortgage, then they may considering waive LMI fee. Lenders gathers this sort of information by reviewing their existing loan books and comparing against mortgage default key performance indicator.
Typically, if you borrow more than 80% LVR (Loan to Valuation Ratio, i.e., more than 80% of your property purchase valuation) in Australia, it is considered as risky loan transaction by lenders and your mortgage needs to be insured to protect the lender giving you money in the event you default (i.e. do not pay your mortgage). This insurance is called Lender’s Mortgage Insurance (LMI) and will be required to LMI fee (premium).
In other words, Lender’s Mortgage Insurance (LMI) is insurance that protects lender in the event you default (i.e., do not pay your mortgage) but you need to pay LMI fee or premium and you get no benefit out of this insurance.
LMI fee can be thousands of dollars (say $15K, $20K or $35K or even higher) depending on loan amount, property location, LVR (90%, 95% etc) and few other factors, so it is best to avoid, where possible. We are here to help to you avoid this LMI fee.
Waiver Requirements
How You can Qualify for LMI Waiver ?
Borrowers from various profession and industries from risk point of view by lenders. Most lenders view professinal engineers, accountants, IT professionals as low-risk borrowers.
Lending is all about risks and managing associated risks of borrowers not paying their mortgage (i.e., default). So, if a lender sees certain professional occupation people are not defaulting their mortgage, then they may considering waive LMI fee.
However, there are few eligibility criteria such you must hold appropriate
qualification certificate and have relevant membership of association body. Based on your income level and loan size, we will be also able to get discounted rate tailored for you circumstanes.
In addition, there is a also a government scheme – First Home Guarantee available for first home buyers that allows ordinary Australian to buy their first home without
paying any LMI.
Why Us
Why Professionals like you to come us ?
We understand you are busy, and we value your time, quick, easy, and rewarding with no hassle. We have promotion and experience to back this up.
In fact, most lenders and brokers do not have access of professional policy,
which can provide professional applicants like you far comes to mortgage. This means, you may end of getting wrong in interest rate and paying thousands of dollars in Lender’s Mortgage Insurance fee, which you did not have to pay at all.
We specialises in working with professionals’ applicants like you all around Australia. We leverage our premium broker status and get faster turnaround times & cheaper interest rates for you. We have access to special divisions of the major banks that are not available to the general public or even to normal brokers.
Above all, we will be with you for the entire journey. We’ll keep you updated and walk you through the whole process.
Free 30-Minute Finance Strategy
Session For Professionls
Discover How To Get Approved With a lower Interest Rate &
Save Up to $100,000 in LMI Fees
Save Up to $100,000 in LMI Fees
News & Updates
We offer Home Loan to these Professionals
- Doctors
- Chiropractors
- Physiotherapists
- Veterinarians
- Pharmacists
- Dietitians
- Audiologistis
- Speech Pathologists
- Psychologists
- Osteopaths
- Optometrists
- Lawyers
- Conveyancers
- Barrister
- Judge
- Paralegal
- Chatered or CPA Accountants
- Auditors
- Tax Agents
- Tax Advisers
- Managment Consultants
- Bookkeepers
- Civil Engineer
- Mechanical Engineer
- Mining Engineer
- Structural Engineer
- Electrical Engineer
- IT Professionals
- Nurse
- Midewife
- Paramedic
- Teacher
- Firefighter
